Who we are

Founded in 1866, the Beverley is one of the UK’s longest-established societies. One of only a few remaining in the UK, we are proud to have served generations of families in our region and beyond. We are committed to demonstrating what makes us different every day, as a mutual, by building better futures for the members who own the Society, our people, our community, and the sector we belong to. We concentrate on offering straightforward, good value mortgage products, specialising in niche mortgages for customers looking for common sense solutions.

What we do

In an era where computer-aided mortgage decisions are commonplace, we understand that not everyone’s circumstances are the same. Our dedicated team of experienced mortgage managers look at each case on merit and will make every effort to find a way to meet your needs.

• We consider every case on its merits instead of placing it through a credit scoring system.
• We deal in quality not quantity, which means we take the time to consider even the most complex cases.
• Our team have decades of experience in niches like self-builds and conversions, unusual properties, family-assist arrangements, mortgages for the self-employed and lending in and into retirement.
• We have an upper lending age limit of 90 (no max for RIO).
• Our minimum mortgage term is just two years.
• We can lend on properties with an annexe or with an Airbnb element.
• We can consider homes which have large acreages.
• We allow family members to help each other purchase homes and can consider joint borrower/sole owner and guarantor arrangements.
• Semi-commercial, mixed-use properties are also within our scope.
• We can consider loans for the self-employed with just one year’s accounts.