Melton Building Society

How to register with this lender as a new user

Simply click this link to register.

How to add Mortgage Club as a payment route with this lender

You will need to choose “Legal & General Mortgage Club” as your assigned mortgage club from the drop down list on the registrations page.

How to contact this lender

They have a dedicated broker support team that can be contacted on: 01664 414144 or via email: For applications in processing Group Lending can be contacted on 01664 414141 and the Group Lending Manager is Caroline Ball (

The Melton for Brokers

The Melton Building Society has been providing mortgages for over 140 years and we are committed to supporting brokers to help people buy their own homes. You can visit their website by clicking here.

Why choose the Melton?

  • Lend across England & Wales
  • No credit scoring
  • Flexible approach and cases looked at individually
  • Direct contact with the assessor dealing with your application
  • Dedicated Broker Support Team
  • Specialist in self build mortgages
  • Long successful track record of handling complex cases

What does the Melton provide?

  • Shared Ownership mortgage
    • 5% deposit
    • minimum age 18
  • Residential mortgages
    • Low deposit (5%)
    • New build houses with up to 90% LTV
    • Flats up to 95% LTV (new build max 60% LTV)
    • Let to Buy up 95% LTV on new residential purchase
    • Interest only
    • Remortgage up to 95% LTV
  • Buy to Let mortgages
    • let to family up to 75% LTV
    • non owner occupiers, first time buyers and first time landlords
    • minimum income can be shared between joint borrowers
    • Holiday Let
  • Self Build mortgages
    • stage payments in advance including to purchase land
    • interest only payments for build period
    • option to transfer to another product and waive ERCs (subject to eligibility) on receipt of completion certificate and final inspection
  • Short Term Lending
    • Term 1 year to 5 years
    • Loans £100k to £750k
    • No ERCs


Application submission

  • Melton Building Society have an online end to end mortgage processing system. This new system enables you to register, obtain a DIP, submit an application, upload documents and track cases online - all in one easy to access place.  Once registered you can log in here.

Please note: online registration is for the Melton Building Society and MBS Lending, however, online application submission is for Society products only. All MBS Lending cases will remain paper based.

We also consider:

MBS Lending

MBS Lending have a range of mortgage products to help your client repair their credit history which may show evidence of :

  • Mortgage arrears up to 3 missed in last 12 months (max 1 in last 3 months)
  • CCJ’s up to £6000 in last 2 years (0 in last 6 months)
  • Bankruptcy discharged (no minimum time limit)
  • IVA satisfied or conducted satisfactorily for 6 months
  • Repossession over 2 years
  • Debt management plans with minimum 6 months satisfactory conduct
  • Credit history applies per application
  • Gifted deposits from family


Case submission

  • Visit where you will find affordability calculators, Lending Criteria Guidelines, DIP form, product summary and application forms.
  • For further information please call our dedicated broker support team on 01664 414144 or email
Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Residential 0.350% + £25 (min £150)0.350% (min £150)
Shared Ownership0.350% + £25 (min £150)0.350% (min £150)
Buy to Let0.350% + £25 (min £150)0.350% (min £150)
Near Prime/Credit Assist0.550% + £25 (min £150)0.550% (min £150)
Credit Recovery0.650% + £25 (min £150)0.650% (min £150)
Self Build (Fees will paid upon drawdown at each stage)£1500.350% +£250.350% (min £150)
Product Transfers0.250% + £25 (min £150)0.250% (min £150)