Swansea BS

How to register with this lender as a new user

There is no specific registration form to complete.  Simply submit a Swansea Building Society Mortgage Application Form (Broker) and the Society will set you up on the system using information from the FCA register.

How to add Mortgage Club as a payment route with this lender

Please detail Legal & General Mortgage Club as your chosen payment route on page two of the application form (above the money laundering section – please write in the blank space).  You’ll also need to complete the submission sheet:

Submission Sheet

How to contact this lender

Telephone Mortgage Enquiries – 01446 506000 / 07841 402574 for all enquiries from brokers in CF, NP. LD, SY1-SY16, SY21-SY22 and England postcodes and 01792 739200 / 07511 902355 for all enquiries from brokers in SA1-SA73, SY17-20 and SY23-SY25 post codes. 

Email DIPs and criteria enquiries – intermediaries@swansea-bs.co.uk 

Email General Enquiries – intermediaries@swansea-bs.co.uk


Swansea BS was established in 1923 and is currently the 35th largest Building Society out of 44 in the UK.   

What makes us different:

With no credit scoring and all cases manually underwritten, the Swansea BS offers a unique, personal and tailored approach to mortgage lending.  For example, for self-employed customers, the Society will work closely with the customers accountants and consider various sources when assessing income. Retained earnings and one off items can be added back into the income figures where relevant and other provable sources of income can be used to calculate the customers true income.  The Society does not just look at net profit when assessing the customers income.

The Society’s mortgage product range was recently reviewed, and new products have been launched aimed at those who are self-employed, / customers in a role requiring a professional qualification (up to 90% LTV), households whose income is in excess of £100k, retired home owners over 55 (term up to age 85) and those looking for a Buy to Let / Holiday Let mortgage.  The Swansea BS can also assist customers looking for a short-term bridging facility to move home, those buying at auction, those looking to add a guarantor to a mortgage and / or those who have an agricultural restriction on the property and are looking for a mortgage.  (The Society’s products are limited to properties in Wales/Welsh Borders although cases in England for high net worth customers will be considered on a case by case basis.)

Our current products can be viewed on Trigold, Mortgage Brain and Twenty7tec.  For a full list of products, please go to: www.swansea-bs.co.uk/mortgages.

Our forms are available at: www.swansea-bs.co.uk/mortgages


Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Buy to Let0.370%0.350%