Getting started
How to register with this lender as a new user
Buy-to-Let
Register to introduce buy-to-let business with West One by submitting your email address: www.westoneloans.co.uk/buy-to-let-mortgages#introducer
Bridging
Introducer bridging finance business to West One by completing this short form: www.westoneloans.co.uk/bridging-loans#introducer
Residential
Register now to introduce residential business to West One by submitting your email address: www.westoneloans.co.uk/residential-mortgages#introducer
How to add Mortgage Club as a payment route with this lender
Once logged in and submitting the application you will need to select ‘Legal & General Mortgage Club’ from the dropdown selection tab.
How to contact this lender
Call West One on 0333 123 4556
For buy-to-let enquiries please email btlbrokersupport@westoneloans.co.uk.
To discuss a bridging case please contact sales@westoneloans.co.uk
For Residential enquiries
Call the broker support team on 0333 1234556 ‘option 3’ or email brokersupport@westoneloans.co.uk
Procuration Fees
| Fee received from lender (Gross fee) | We'll pay you (Net fee) | |
|---|---|---|
Residential | 0.50% | 0.40% |
Buy to Let | 0.60% | 0.50% |
Bridging Loans | 1.50% | 1.40% |
Product Transfer | 0.30% | 0.28% |
*Procuration fee for Bridging Loans capped at 1.5%
Who are we
We are a leading provider of specialist mortgages and property finance. From Bridging Loans, West One now covers all major areas of property finance including Development Finance, Commercial, Buy-to-Let, Residential and Second Charge Mortgages.
Our Residential offering aims to serve the wide-ranging needs of borrowers whether they are looking for their first, next, forever home.
West One’s Buy-to-Let offering supports landlords looking to make their first purchase or grow their portfolio.
What we do
Residential Mortgages - Key Features
- Standard LTI is 5.5
- Extra Range LTI is 6.5
- Uncapped LTI considered subject to meeting eligibility requirements
- No credit scoring: each case is assessed on its own merits
- CCJ’s and Defaults below £500 excluded from product assessment
- Skilled worker Visas up to 90% LTV
- Loan sizes £25,000, up to £2.5 million
- Loan terms from 5 to 40 years
- Purchases & Remortgages including capital raising for debt consolidation available up to 97.5% LTV on our Extra range
- Free fast-track remortgage service
- AVM's up to 85% for purchase and Remortgage on ‘Extra’ plans
- Right to Buy and Shared Ownership options
Visit West One Residential Mortgages
Online tools
Try our online Residential Affordability and Monthly Repayment calculators
Search West One criteria.
Buy-to-Let Mortgages – Key Features
- First Time buyers, and First-time landlords
- Max LTV up to 80%
- No credit scoring: each case is assessed on its own merits
- Impaired credit across our full product range
- Skilled worker Visas
- Foreign Nationals and Expat
- Holiday lets, MUFBs, HMOs and Short term
- Corporate lets to 80% and SERCO up to 75%
- Above and next to commercial
- CBTL products across the range
- Bespoke BTL team looking at cases outside of published product guides, loan sizes up to £15m, and a tailored approach to meet borrower needs
Visit West One Buy-To Let Mortgages
Online tools
Try our online Buy-to-Let Maximum Loan calculator
Search West One criteria.
With a common-sense approach to lending, helping your client purchase a property or arrange a remortgage in the knowledge that our expert team of underwriters assess each case individually based on each customer's unique set of circumstances.