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Annuities

Helping you and your clients with annuities.

An annuity provides security for your clients, something many people crave during retirement. 

Our Pension Annuity provides a guaranteed income for life, with enhancements available for people whose lifestyle choices or medical history could shorten their life expectancy.

We also offer two fixed term annuities: our Fixed Term Retirement Plan and Cash-Out Retirement Plan. Both plans can provide a guaranteed income over a chosen period of time more flexibly than you might think. As more people transition gradually towards retirement, our fixed term plans can help, perhaps providing temporary income until occupational pensions or state pensions become payable.

And Lifetime Care Plan, our immediate needs annuity, could help your clients fund their care fees.

Adviser Academy

Discover our range of videos and webinars or take a look at our latest articles and insights.

Our annuity products

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Pension Annuity

Allows your clients to plan their future knowing what their income will be each year, confident that payments won't fall, with the choice of a fixed or increasing income.

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Fixed term annuities

Our Fixed Term Retirement Plan and Cash-Out Retirement Plan allow your clients to receive regular income payments over a term of between 3 and 40 years.

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Lifetime Care Plan

Our Lifetime Care Plan, an immediate needs annuity, provides a guaranteed monthly payment for life to help pay for your clients’ care fees.

Your go-to experts for retirement income products

We are excited to introduce the Intermediary Annuity Specialists Team, your dedicated support for all queries related to our Retirement Income products. Our team is here to provide you with personalised assistance, ensuring you have all the information and support you need.

Expert Assistance

Our knowledgeable team is on hand to answer any questions you may have about our Retirement Income products. Whether you need detailed product information or guidance on specific queries, we are here to help.

Manual Underwriting

Say goodbye to the hassle of using portals. Our Intermediary Annuity Specialists can produce manually underwritten quotes tailored to your clients' needs, providing a more personalised and efficient service.

Easy Contact

Reach out to us via email or phone. We are committed to providing prompt and reliable support, ensuring your experience with us is seamless and satisfactory.

Need help with a quote?

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Intermediary Annuity Support Team

Speak to our team for help with your annuity quotes and applications. Call our team on:

0345 071 0040 or email them**

Monday to Friday 9am – 5pm*

Quote process

You can find out more how our Intermediary Annuity Support Team can produce the quote for you.

Why choose L&G Annuities?

Just like you're there for your clients, we're here for you. Today, tomorrow and into the future.

Tools and apply

L&G Apply

Move into the fast lane with L&G Apply, our new digital annuity application system that allows you to save up to 14 days per application journey, work on applications on the go and avoid the need for wet signatures.

Online application forms

You can now apply online for our Pension Annuity and fixed term annuities products.

Quoting and portals

Find out how to quote for our annuity products, how portals can support your business and what further training is available with us.

Track My Apps

Our unique and simple online tool that will help you follow the progress of your new business Pension Annuity and fixed term annuity applications from start to finish.

Need help?

You can contact our services teams to help you with your query.