Local authority funding limits
If the financial assessment finds that someone’s income, including savings and investments, is above a certain limit they’ll be responsible for paying the costs of their care. This limit is known as the upper threshold. If the individual’s capital is below the upper threshold then the local authority will pay towards their care. Once their savings are below the lower threshold, the individual will only have to pay using their income towards their care and not from their savings.
These are the thresholds for the tax year 2019-20.
|
Upper threshold
|
Lower threshold
|
England
|
£23,250
|
£14,250
|
N. Ireland
|
£23,250
|
£14,250
|
Scotland
|
£28,000
|
£17,500
|
Wales*
|
£50,000
|
£50,000
|
* This is the upper threshold for nursing home care. A lower threshold of £24,000 applies for care in the home.