Your choice.


Turn your pension fund into an income for life with 
a pension annuity from Legal & General.

Choose from a range of payment options and decide 
when you want to start receiving your income.


Call 0800 048 2445 for your annuity quote.
We may record and monitor calls.

Why might I need a pension annuity?

If your pension fund won't provide you with an income or you'd like to secure an income for life, you can buy a pension annuity to turn your fund into an income.

The earliest you can buy your pension annuity is on your 55th birthday, whether you continue to work or not.
Find out more by reading our annuities explained guide.

You don't have to buy your annuity from your pension provider and it often pays to shop around because different annuity providers offer different annuity rates and products.

Call us on 0800 048 2445 for your personalised annuity quote, to see how we compare.

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Annuity options and how much they cost.

Our Pension Annuity offers you a fixed income for life or an income that increases each year from a lower starting level.

You can choose how you want your annuity income paid and whether to add an income for your spouse or partner when you die. Read more about your annuity options.


Each of the annuity options you choose will affect your starting income. You can get an idea of how adding different options can affect your income by using our annuity calculator.


Call us on 0800 048 2445 for your personalised annuity quote, to see how we compare.

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Extra income for health problems.

We could offer you extra income from our Pension Annuity if you have been diagnosed with one or more medical conditions. The more serious your condition(s), the more income we could offer.
See a list of qualifying medical conditions.

We can even offer extra income for your lifestyle health risks. Smoking, high or low weight, Type 2 diabetes, high blood pressure or high cholesterol, when you buy your annuity, could each mean you're offered more. Read more about these lifestyle health risks.

 

Call us on 0800 048 2445 for your personalised annuity quote, to see how we compare.

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Call us for a quote on
0800 048 2445.

Take a few minutes to let us know what annuity options you want to include and we'll give you your guaranteed quote over the phone. Read more about our annuity quotes.

We'll take time to make sure you understand these options and to ask you all the right questions about your health, to ensure you don't miss out on extra income that might be available.

We're a longstanding provider of pension annuities, paying pension income of more than £1.2 billion each year to our customers. Call us for a quote to see what we can offer you.

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Pension annuities.

Pension Annuity

Our Pension Annuity helps you to 
plan for your future with the certainty 
that your income will never fall. 

You can choose for your income 
to remain the same or increase 
each year.

You can buy one direct or through 
a financial adviser.

Is it right for me?

Pension Annuity options

Call us for a quote
0800 048 2445

 

With Profits Annuity

Our With Profits Annuity offers 
you the potential for a higher 
overall income than that available 
from our Pension Annuity.

Bonuses are paid based on 
investment performance so your 
income could either rise or fall.

You can only buy one through 
a financial adviser.

Find a financial adviser

Compare our annuities

Enhanced Annuity

We could offer you extra income 
from our Pension Annuity
if you have one or more qualifying health risks or medical conditions.

Extra income for health risks  

Extra income for medical conditions

three generations together

It Pays To Shop Around

You can choose from a range of annuity providers, products and options 
but once you've bought your annuity you can't change it. We recommend 
that you seek financial advice before buying.

Guide to annuities

Buying a pension annuity is an important one-off decision. Our guides aim to help you choose an annuity which best suits your circumstances.

Annuity calculator

Annuities explained

Frequently asked questions

Five easy steps to buying

Annuity jargon buster

Get advice

 

Call us for a quote 
0800 048 2445
We may record and monitor calls.

Why Choose Us?

  • We're a long-standing provider of pension annuities and ranked amongst the FTSE top 100 companies.
  • We offer standard and enhanced annuities from as little as £1,000.
  • We pay around £1.2 billion to over 660,000 pension customers each year.
  • We have further strengthened our financial position in 2011 by increasing surplus capital over and above the minimum level required (by the Insurance Group Directive) from £3.7 billion to £4 billion.

Why choose us?

Annuity rates

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