Careful budgeting is helpful for each stage of your child’s development.
Open a Junior ISA
Apply today from as little as £20 a month or £100 as a lump sum.
Top-up your Junior ISA
Add money to your account by simply completing our form.
Transfer your Junior ISA
Transferring your existing account to us.
Friends and family can also help to contribute. Download our coupons to make it even easier for them.
What is a Junior ISA?
Junior ISAs are growing in popularity, with over 900,000 subscribed to in 2017/18. We take a closer look at how they can help you save for your children’s future.
Junior pension versus Junior ISA
If you’re thinking about helping your children with their financial future, you may like to think about starting a Junior ISA (JISA) or junior pension.
Could £20 a month really help your grandchild buy a house?
The arrival of one’s first grandchild is a truly special occasion, welcoming a new family member into the world come financial worries over how to meet the day-to-day costs of raising a newborn child.
Please remember the value of your child’s investment may fall as well as rise and is not guaranteed. This means it may be worth less than the amount invested.
The money invested in a stocks and shares Junior ISA is locked away until your child becomes 18 and then rolls up into an adult ISA. You should consider it to be a medium to long-term investment, ideally of five years or more.
Each fund has its own individual risks. To find out more about these, please read the Key Investor Information documents for the funds you wish to invest in.
Any money contributed to a Junior ISA is a gift to the child and can’t be reclaimed at any stage in the future.
Please note, our website doesn't provide advice or personal recommendations. We haven't assessed whether this product is suitable for you or your child. This means you don't have the protection you would have received if we had done this. It's up to you to decide if an investment with us is suitable for your needs. If you need help, please contact an Independent Financial Adviser.