When you choose to take out our Life Insurance or Decreasing Life Insurance, we include a number of additional benefits at no extra cost giving you extra peace of mind.
|Accidental Death Benefit||We give you Accidental Death Benefit while we process your application, giving you some peace of mind that you’re covered in case of accidental death.|
|Terminal Illness Cover||Terminal Illness Cover could pay out the full amount of cover when life expectancy is less than 12 months. No terminal illness claim can be made after the death of the person insured.|
|Free Life Cover||If you're taking out life insurance to cover a mortgage, we offer Free Life Cover between exchange of contracts and completion of your property purchase. In Scotland we provide the free cover from when you complete missives for your chosen property until the date of entry.|
|Making changes to your policy||You may be able to increase your cover without the need for any further medical information on certain life events. You can also ask to make other changes such as changing the term, the amount of cover, removing a name from a joint policy or even changing your premium payments from monthly to annually. Terms and conditions apply.|
|Second Medical Opinion||This service can be used if a claim has been made for terminal illness or critical illness (if you’ve chosen to add Critical Illness Cover). It gives you access to a database of consultant specialists throughout the UK, to support your claim.|