Our Personal Pension is a great option for the self-employed. It's a flexible and tax-efficient way to save for your long term future
We automatically add the government top-up to the money you pay in. This works out as 25% of your contribution. For example, if you save £200 a month, it's topped up with £50. And a lump sum of £2,000 would get an extra £500.
You can pay money into the pension from 18 until you're 75 and start enjoying your savings from as early as 55 (57 from 2028).
Tax rules may change in the future and are subject to your individual circumstance.
Easy to set up and manage
Select one of five funds, sign-up, and manage your account online.
Transparent, simple to understand costs
Low service charge of 0.25% and a Fund Management Charge of just 0.31%.
Forecasting your earnings isn't easy
Start and stop regular payments, and pay additional lump sums, whenever you need.
Trust us to look after your money
We've been around for over 187 years and, today, help over 12 million people with savings, retirement and life insurance.
Sounds good. What's the risk?
Our Personal Pension invests in stocks and shares, which means the value of your investment will go up and down. It isn’t guaranteed, so you may get back less than you put in.
To help you, we offer a choice of five funds based on your risk appetite.
Please read the Personal Pension Key Features and Terms and Conditions before applying.
Ready to set up your self-employed pension?
Opening an account takes just minutes. Start with a lump sum payment of £100 or more.
If you're unsure if a pension is right for you, get in touch with a financial adviser or find one through Unbiased.
Recent feedback
'Flexible, easy and approachable. Strong choice of products with varying risk levels which suits the pension fund investor's risk appetite.'
Nilesh
'Easy to use, straightforward, I had my pension scheme set up in a few minutes!'
Severine
