We all know we need to be planning for a secure financial future, but we also need our money now – especially at the moment with the cost of everything going up. Plus, we want to enjoy our lives - we only get one! Lisa and Beverley are both in their 50s and trying to get that balance right.  

Find out what our adviser Phil Anderson had to say to help them prioritise where their money goes and saving for future plans. And Legal & General’s Matt Frain returns with his thoughts on budgeting and making sure you’re putting enough money away for your retirement.