Decumulate differently guide

It’s no longer a cliff edge but a dynamic, evolving chapter in our longer lives. For today’s retirees, there’s no single path, just a growing need for flexibility, security and personalisation.

This reinvention of retirement introduces new challenges, such as longevity risk, sequencing risk, managing the trade-offs between income needs, inheritance goals and care costs. The risk of poor investment returns, increases in inflation or high withdrawal rates can all erode pension savings rapidly.

So, how can you help clients navigate this complexity and build a robust retirement strategy?

Decumulate Differently is designed to support you, the adviser, as you consider your approach to supporting your clients during this phase in their lives.

We take your privacy seriously; this is why we never share your details with anyone else for their own marketing purposes. Read our privacy notice to understand how we process your information.