81% of underwriting decisions are made at point of sale using our interactive quote and application system
Critical Illness Cover is designed to pay a lump sum if your client is diagnosed with one of 41 conditions covered whilst the plan is in place.
There are 41 conditions covered by Critical Illness Cover. These include 36 full-payment and two additional payment conditions. The conditions covered include cancer, heart attack, stroke and multiple sclerosis, which are amongst the conditions most claimed for and paid out. However, not all types of cancer are covered and to make a claim for some illnesses your client may need to have permanent symptoms.
We also make advance payments if the client is placed on an NHS waiting list for certain surgeries. Plus, we provide additional payments for carcinoma in situ of the breast treated by surgery and low-grade prostate cancer requiring treatment, of up to £25,000.
Children’s Critical Illness cover is included and can be upgraded to Children’s Critical Illness Extra for parents who would like more cover for their children. Terms and conditions apply.