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  1. Legal & General Protection
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  3. Tools and calculators
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Tools and calculators

Critical Illness Cover

  • What are the chances? New risk reality calculator What are the chances? New risk reality calculator
  • Direct Debit calculator XLS file: Direct Debit calculator XLS size: 664 KB

Income Protection

  • Deadline to Breadline calculator Deadline to Breadline calculator
  • How much could your clients receive? How much could your clients receive?
  • What are the chances? Risk reality calculator What are the chances? Risk reality calculator
  • Maximum and Stepped Benefit calculator XLSX file: Maximum and Stepped Benefit calculator XLSX size: 152 KB

Life Insurance

  • Deadline to Breadline calculator Deadline to Breadline calculator
  • Direct Debit calculator XLS file: Direct Debit calculator XLS size: 664 KB
  • What are the chances? Risk reality calculator What are the chances? Risk reality calculator

Business Protection

  • Relevant Life Plan calculator Relevant Life Plan calculator
  • Business valuation calculator XLS file: Business valuation calculator XLS size: 101 KB
  • Key Person Calculator XLS file: Key Person Calculator XLS size: 81 KB
  • Premium equalisation calculator XLS file: Premium equalisation calculator XLS size: 96 KB

OLP Connect

Manage all your protection quotes and applications in one place.

  • Quote and apply Quote and apply
  • Sign up for OLP Connect Sign up for OLP Connect

Webinars and workshops

Stay up to date with our products and services by signing up for our regular webinars. Expert training support also available through our CII accredited training workshops.

Find out more Find out more

Getting started with us

Set up your agency number and register online.

Read more Read more

Pre-sale support

Call on our extensive underwriting and technical product knowledge.

Find out more Find out more

Submitting and tracking business

Quote, apply and track your protection business through our easy-to-use system, OLP Connect.

Find out more Find out more
Underwriting claims

Working with
Legal & General

Why our five pillars of difference are good for your business. We are Intermediary Designed.

Find out more Find out more
Trusts

Trusts

Help your clients stay in control of who receives their legacy when they die. Payouts are probate-free so are made quickly and fall outside of a client’s estate for tax purposes.

Introducing our new online Trusts Introducing our new online Trusts

Professional Development

Develop your knowledge about our products and how OLP Connect and Agent Hub work. 

Find out more Find out more

Business Development

Our Distribution Quality Management Programme can make your business more efficient and help with client retention. Find out how TrainSMART can help.

Find out more Find out more

Our protection products

Life insurance

Life Insurance

Designed to pay out a cash sum if your client dies while covered by the policy. Clients can add Critical Illness Cover for an additional cost at outset for extra peace of mind.

  • Terminal Illness Cover (life expectancy is less than 12 months) included with terms of at least two years
  • Cover can be level, increasing or decreasing
  • Clients can request changes to their policy as their needs change
  • Joint life policy separation included
  • Waiver of premium available
  • Critical Illness Cover can be added
  • Find out more Find out more
  • Adviser support Adviser support
Critical illness cover

Critical illness cover

Choice of either Critical Illness Cover, or Critical Illness Extra, for those who want a little extra protection.

  • Our Critical Illness Cover provides quality protection for your clients and their family, including 31 full payment conditions, and 2 additional payments that pay 25% of cover up to £25,000.
  • For those who want a little more protection, our extra cover comes at an additional cost, but offers a lot more cover. Includes 48 full payment conditions 28 additional payments with a payout of up to a maximum of £30,000 (or 50% of the sum assured, whichever is lower).
  • Children's Critical Illness Cover is included as standard, and can be upgraded to Children's Critical Illness Extra at the time of application to provide that extra protection for your clients.
  • Plus, your clients’ can get access to therapies, counselling, mental and physical support with our Nurse Support Services provided by RedArc Assured Ltd, included at no extra cost. Terms and conditions apply.
  • Find out more Find out more
  • Adviser support Adviser support
Income protection

Income Protection Benefit

Designed to provide a monthly benefit if your client can’t work due to incapacity caused by illness or injury, which results in a loss of earnings.

  • Two-year Low Cost Option available
  • Cover can be level or increasing 
  • Stepped benefit is available with our level and increasing plans
  • Choice of four deferred periods
  • Income Guarantee automatically included
  • A range of rehabilitation support services included at no extra cost
  • Find out more Find out more
  • Adviser support Adviser support
Business Protection

Business Protection

Helps protect against the financial impact of death or critical illness on your client’s business.

  • Key Person Protection
  • Share Protection
  • Business Loan Protection

Relevant Life Plan

A life insurance plan that helps employers provide an individual death in service benefit for their employees.

  • Find out more Find out more
  • Adviser support Adviser support

Contact us

Contact us Contact us

Protection Sales Team

0345 273 0010

Monday to Friday 9.00am to 5.00pm.
We may record and monitor calls. Call charges will vary.

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