Legal & General’s Medical Underwriting Technical Advice Line (MUTAL) for individual protection sales is unique in the market.
Operating to “assist and help educate” protection sellers and advisers, our contact centre operates a highly focussed, specialised service. Our team will provide you with an accurate indication of terms that can be offered to your clients – before the application is made.
Callers to MUTAL go through to an expert pre-sale underwriter who will make a decision based on the medical, financial, occupational and hazardous activity information, that you are able to provide based on your clients' circumstances.
Callers are given a unique reference that can be used to call us back with more information if required.
Alternatively online 'Indication of Terms' for single conditions including; BMI, Diabetes, Mental Health and more can be found via Agent Hub.