Flexible and voluntary benefits

Flexible benefits enable your clients to offer a range of group protection products that reflect the needs of their workforce and allow employees to choose the levels of cover that suit them best.

Employers can decide:

  • which products to include in a flexible or voluntary scheme
  • the minimum level of each flexible benefit they’ll provide
  • the options an employee has for making changes to their benefits

Employees can decide:

  • To increase or decrease benefits - usually at a life event milestone like the birth of a child
  • To increase their cover as their needs change

A guide to flexible and voluntary benefits

Introducing Protect

A new group protection online experience that allows employees to review and personalise their workplace cover 24/7 with changes starting immediately.

Need help?

Adviser Toolkit

Access to webinars and videos, information about claims and renewals and useful market insights.

Document library

Literature and forms for our group protection products in one place.

Our products

Group Life, Group Critical Illness and Group Income Protection for businesses large and small.

Contact us

General queries

0345 026 0094

Lines are open from 9am to 5pm Monday to Friday.

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