Choosing the best life insurance for your needs

How to pick the best life insurance for your needs

Life insurance can provide financial support to your loved ones if you die while covered by a policy. But is there really such a thing as the best life insurance? In reality, your work situations, family dynamics and financial commitments will be different to others.

How to choose the best UK life insurance provider

There are hundreds of life insurance providers in the UK, so to help you choose the best option, here are some factors you might want to consider when you compare life insurance providers.

• Consumer protection. It's sensible to choose a life insurance company that's subject to UK regulations, which is required in order to be financially stable. If the insurer cannot pay its claims, a government backed scheme (FSCS) pays compensation.
• How the policy compares. There is more than one type of life insurance available. Shop around for an insurer that offers the type of policy you need.
• Do they pay out? People buy life insurance to protect their loved ones. It's a good idea to check the insurers’ payout record for peace of mind.
• Reputation. Does the life insurance provider have a track record in the industry and positive customer reviews?
• Additional features. Some insurers provide extra benefits, such as the ability to make changes to your policy, and cover for terminal illnesses and accidental deaths.

How does L&G compare?

We’re proud to have a well-earned reputation as being among the best life insurance providers.

What our customers have to say

Trust and reliability are two major factors for customers when choosing the best life insurance companies, but the most important thing for us is hearing first hand from our customers, how life insurance really has made a difference to their lives.