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The Lost Decade

Do you know how much you’re contributing to your pension and how it really works?
Retirement’s a long way away. But because there’s so much time between now and then, a little forward planning can make a big difference later on. We’ll show you how pensions work, explain how compounding means it’s best to start paying into them sooner, help you think through how much to invest in yours and bust some common saving myths.
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How much should I put into my pension?

How much should you be paying into your pension? We help you decide how much to contribute to your pension each month and what to pay by age.

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10 pension myths busted

We bust 10 common pension myths in our pension guide, including changing jobs, self-employment and maternity leave.

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Saving for retirement in your 20s and 30s

Saving into your pension in your 20s and 30s is really important. Learn about the benefits of starting early and the impact it can have on your pension over the long-term.

Additional resources

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I want to set my financial goals

It can be hard to know where to begin when it comes to saving and investing. We share tips on how you can start planning for your financial future.

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Listen to our new podcast

Join Kia Commodore and her guests as they aim to make you A Little Bit Richer with their bite-sized financial tips. Everything from making sense of your payslip to pensions and mortgages – it’s all part of helping you make the best financial decisions for you.

Articles

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Should I be saving into a pension?

If you're not already saving into a pension, or aren't sure how much you should be saving, read our article on saving into a workplace or personal pension.

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Cash ISA vs stocks and shares ISA – what's the difference?

Cash ISA or Stocks and Shares ISA? Which ISA is best for you, and can you have both? Find out more with our guide.

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Paying into your pension

Not sure you can pay into a pension? We look at 5 times you can pay into your pension that you might not know about including maternity leave.

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Types of ISA

Not sure whether to invest your money into an ISA or pension? We look at how your money can work for you as you save towards your financial future.

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How to track down your old pensions

If you’re beginning to think about your retirement, having a good understanding of how much your pension is worth can make planning easier and more exciting.

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The FIRE movement – what is it?

Learn what the Financial Independence Retire Early (FIRE) movement in the UK is and who it’s for.

Additional support

Free guidance

MoneyHelper is a free and impartial service from the Government, offering guidance to make money and pension choices clearer.

Taking financial advice

You might find it helpful to seek out professional financial advice to understand what’s best for your circumstances. Unbiased can help you find an independent, qualified adviser who's regulated to give advice.

Help with the cost of living

Citizens Advice offers information and support if you’re struggling with the cost of living.